My guest today is Tracy Kambietz. Tracy has been a licensed Realtor in 3 provinces over the span of her 20 year career in Real Estate. She specialized in relocations in Calgary’s ever changing market and during the period when everyone was relo...

Delayed occupancy compensation up to a maximum of $7,500 is payable:If occupancy occurs on a date after the Firm Occupancy Date; orIf you exercised your right to terminate the purchase agreement due to delay as perm...

In this episode Ema explains why Exclusive Listings Agreements do not favour the seller, and why.To put it simply, an exclusive listing agreement the seller is limiting him or herself to working with one agent and his or her buyers.&nbs...

The demand for affordable housing along with government guidance is allowing for considerable opportunity for extended living spaces and income  generating opportunities for the savvy investor. Today I have Shannon Hammer, ...

Ema talks breifly of what this Act means, which includes:"This legislation ‘cuts the red tape’ associated with additional residential units within new and existing houses, as well as accessory buildings. Now up to three residential unit...

Ema talks about facts of the current interest rates and the real estate market generally.

When thinking about a vacation property, it is important to be armed with the right information. Ema gives you some examples to think about.

When you purchase a home, it’s often recommended that you have a home inspection done.In fact, a typical Agreement to Purchase Form will include a standard preprinted clause with respect to home inspections. This is one of the most common c...

Ema is an expert on assignment deals.In this podcast she shares the basics on assignments.With an assignment, the Seller is actually selling their interest in a property (or shall we say, contract with the builder). They ar...

Someone can steal your home. That is right. It's called Tittle Fraud and happens in connection with identity theft.In this episode Ema talks about it happens and gives advise on ways to prevent identity theft.

In today's episode Ema talks to her guest Saddy Ibrahim, a financial planner and member of the Bank On Yourself Organization.  Saddy helps real estate investors, business owners, and full time employees grow safe and predictable wealth reg...

During these crazy times, your credit can be affected. Ema talks about how Covid-19 can affect your credit, what you can do to protect yourself, and where to go for more information.

Credit Scores are important, especially when we are looking for a mortgage. Today Ema talks about 10 things that don't affect our credit scores, things that can, but how to avoid them.

Today Ema talks about the Ontario Healthy Homes Renovation Tax Credit.The Healthy Homes Renovation Tax Credit is a permanent personal income tax refund for seniors and the family members who live with them.Those who qualify can clai...

The quick facts about what it is, what it does, and how much it costs.Ema gives her opinion on how you can save money by not paying CHMC insurance.

With assignment sales are not your regular cup of tea. There are essentially 2 closings: the closing between the Assignor and the Assignee, and the closing between the Assignee and the Builder. With the first closing (the assignment closing) th...

Ema explains what is Tittle Insurance is.Why it's needed and how it works.  Tittle Insurance is also part of your closing costs when you are purchasing a home.When you are buying a new home there are many details to conside...

Land Transfer Taxes are part of the costs when one purchases a home in almost every province in Canada. And in Ontario, the City of Toronto has their own land transfer tax.

Double representation or multiple representation in a real estate transaction in layman’s terms means representing but the buyer and seller at the same time, by the same real-estate agent.Most consumers are unaware that all Listing and B...

All new home buyers should familiarize themselves with the Tarion warranty.  Tarion formerly known as the Ontario New Home Warranty Program, was created by the Government of Ontario in 1976 to administer the Ontario New Home Warranties...

Why is this important. Covid-19 pandemic has made this essential. But aside from the pandemic and moving forward, it is both a  great way for sellers to limit all those showings to potential buyers that house shop for long periods of time,...

Real estate is your business and your profession.An email with the agreement of representation should be signed before you start putting all the hard work into looking for a home for a new client buyer – and this should be done as soon a...

Saving money for a home is not easy. Ema talks about 3 ways to consider to save money for a home.---BuffyThe most comfortable comforter on earth.Buffy offers a range of bedding products including the worl...

The program was designed and aimed in making it easier for first-time home buyers to buy their first home by lowering monthly mortgage payments.But in reality it is not realistic to those looking to buy a home in Vancouver, GTA, or even...

Ema in her Homes and Spaces series is gives her views on what you should be looking for in Real Estate agent when looking to work with one, when purchasing a home.You want your agent to be your assistant in this process.